Mortgages - Buy To Let

A buy to let mortgage is designed for people who want to buy a property to let out. With having access to the whole mortgage market, we can find the best deal for your circumstances and can also source deals for..

Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 25% deposit and normally expected to own their own property.

How Much Can I Borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments.We can obtain an accurate borrowing figure based on investment property.

Investment

Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

 




 
Mortgage Calculator
Our simple free mortgage calculator will give you an idea of the monthly payments you can expect to pay, based on the APR of some of the leading mortgages currently available today.

 
Contacting Us
For mortgage advice we make it as easy as possible for you to speak to one of our friendly, expert mortgage advisors, Call us now on 01242 522141 to discuss your requirements.---------


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Registered Office: 29 St Stephens Road, Cheltenham, Gloucestershire, GL51 3AB
Registered in England Number 5281305

Raymond & Thomas Ltd is Authorised and Regulated by the Financial Conduct Authority.